Attention homeowners in Wilmington and New Hanover County: Need an appraisal?
Check out the top reasons NC homeowners hire Southern Appraisal Associates, LLC:
Need help deciding the price of your home in or near Wilmington, NC?
At Southern Appraisal Associates, LLC, we understand the particular needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours. Need to remove PMI?A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Southern Appraisal Associates, LLC is experienced in helping folks just like you get rid of unneeded PMI insurance. Challenging New Hanover county's assessment of your propertyYour local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close to yours. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an expert appraisal from Southern Appraisal Associates, LLC is your chief weapon when challenging your property tax assessment. HELOC recently frozen?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Southern Appraisal Associates, LLC can help you reinstate your home equity line of credit with a professional appraisal. Do You Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property. |